Fun Per Hour

[Moristans]

When someone stole my Bank of America bank card and spent $1200 they had it back to me within 24 hours.

Yeah, I have no complaints whatsoever about how BofA handles claims. Of course, they freeze my ATM card even if I try to run up a bigger charge or withdraw more cash than my typical pattern. They pretty much freeze my card out of hand as soon as I try to use it outside of my home state. I've just gotten into the habit of calling customer service first and letting them know I'll be travelling.

The one time I did have bogus charges on my BofA card, they refunded the charges by the next atm withdrawal.

I got my Union Bank card stolen once, and they required a letter of explanation with an itemized list of the fraudulent charges, plus a police report. A month later, they refunded the charges.