Refinance

[Breand]

sounds about right, I paid more than that I think, more like 5k. I'd check with your local community bank if you have one as they might have a better cost.

Any reason why you waited so long? You were getting fleeced! I went from a 5.75% 30 year to a 3.75% 15 year two years ago, and my mortgage payments are virtually the same.