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Refinance
#1
I'm looking to refinance my home. I have 20% paid towards my original loan which has 20 years remaining at 6%.

I'm wanting to move to a fixed 15 year loan.

My current mortgage company shows they can refinance me for 2.6-2.9% but the closing costs are around $4000. Is that a lot? Should I shop around?
Any suggestions are appreciated.
I don't own kid gloves.

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